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PersonalLoans

Personal Loans

Get instant personal loans for various purposes including medical emergencies, education, travel, wedding expenses, or debt consolidation. We offer competitive rates and flexible tenure options.

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Key Benefits

Discover the advantages of choosing our personal loans service

Quick approval within 24 hours

No collateral required

Flexible repayment tenure (1-5 years)

Competitive interest rates

Minimal documentation

Online application process

Eligibility Criteria

  • Indian citizen aged 21-65 years
  • Minimum monthly income ₹15,000
  • Good credit score (650+)
  • Stable employment (minimum 6 months)
  • Valid bank account

Required Documents

  • 📄PAN card
  • 📄Aadhaar card
  • 📄Salary slips (last 3 months)
  • 📄Bank statements (last 6 months)
  • 📄Employment certificate
  • 📄Address proof

Application Process

Simple steps to get your personal loans approved

1

Online application submission

2

Document verification

3

Credit assessment

4

Loan approval

5

Disbursement to bank account

6

EMI setup

Frequently Asked Questions

Common questions about personal loans

What is the maximum loan amount for personal loans?

Personal loan amounts range from ₹50,000 to ₹40 lakhs, depending on your income and credit profile.

What is the interest rate range?

Interest rates typically range from 10.5% to 24% per annum, depending on credit score and loan amount.

Can I prepay my personal loan?

Yes, most lenders allow prepayment with minimal or no charges after a certain period.

Ready to Apply for Personal Loans?

Get started today with our streamlined application process. Our experts are here to guide you every step of the way.

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