Home Loans
Realize your dream of homeownership with our competitive home loan products. We offer loans for purchase, construction, renovation, and balance transfer with attractive interest rates.
Key Benefits
Discover the advantages of choosing our home loans service
High loan amounts up to ₹10 crores
Low interest rates starting from 8.5%
Long repayment tenure up to 30 years
Flexible EMI options
Tax benefits under Section 80C and 24
Quick processing
Eligibility Criteria
- •Indian citizen aged 21-65 years
- •Minimum monthly income ₹25,000
- •Good credit score (650+)
- •Stable employment (minimum 2 years)
- •Property valuation criteria
Required Documents
- 📄PAN card and Aadhaar
- 📄Salary slips and Form 16
- 📄Bank statements (last 6 months)
- 📄Property documents
- 📄Construction agreement (if applicable)
- 📄Address proof
Application Process
Simple steps to get your home loans approved
Loan application and property selection
Property valuation and legal verification
Document verification and credit assessment
Loan sanction and approval
Legal documentation and registration
Disbursement and possession
Frequently Asked Questions
Common questions about home loans
What is the maximum loan-to-value ratio?
We offer up to 90% of property value for loans up to ₹30 lakhs and 80% for higher amounts.
Are there any prepayment charges?
Most lenders allow prepayment without charges after a lock-in period, typically 1-3 years.
Can I get a home loan for renovation?
Yes, we offer home renovation loans with similar benefits and competitive rates.
Ready to Apply for Home Loans?
Get started today with our streamlined application process. Our experts are here to guide you every step of the way.